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Q: What counts as a credit card account?

I deal with some business where they have a credit card account, but on that account they have numerous employee cards. These cards are broken out on the credit card statement. If there are say the main card holder and four additional employee cards, will this count as one account or five accounts in the way you count accounts?

anauthorMay 17, 2025
Founder Team
Erinc_smartclerk

Erinc_smartclerk

May 17, 2025

A: If the credit card company issues a single statement that includes all employee cards— which is usually the case— then we count it as one credit card account.

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