A: Thank you for the the great question, you're clearly doing your research, and we really appreciate that. But there are a few key differences in both focus and functionality between the two products:

1. Transparency in Valuation
We don’t just give a stock score or a black-box rating. Our valuation model shows the assumptions between the calculations, and is fully customisable. You can see how Charlie arrives at an intrinsic value using a Discounted Earnings Model over 10 years, including assumptions on growth and terminal PE. You can change these inputs to run your own scenarios, something other platforms don’t allow.

2. Real-Time Calculations
Key metrics and ratios are calculated live when you load a stock, not once per day. This ensures that you always get the most up-to-date view, especially important right after earnings releases.

3. Depth of Financial Data
We offer up to 10 years of financial history, as well as two years of forward estimates for key line items (not just EPS), all sourced from LSEG, a premium institutional-grade provider. This includes full income statement, balance sheet, cash flow, and even product and geographic revenue segmentation where available. Please note that the quality of the Estimates is absolutely critical for an investor. We get ours from IBES, which is the most reliable source on the market, and rather expensive. Free tools instead rely on scraping publicly available information on the web, without checking the reliability of the sources. As a long-time value investor, I would never bet my money on those.

4. Custom Dashboards and Screeners
With a Tier 2 plan, you can build custom screeners and dashboards using hundreds of metrics and scores, tailored to your investing style. TipRanks screeners instead are quite basic, and they don't offer the ability to create custom dashboards.

5. Charlie’s Context Awareness
Unlike more generic AI tools, Charlie is fully aware of the financials, forecasts, and valuation data on each stock page, which enables much more relevant, model-aware responses.

What’s Coming Next

- A public roadmap, where users can vote on features (coming very soon)
- Portfolio import tools, including support for fractional shares
- Valuation alerts when a stock drops below your target
- Mobile apps for iOS and Android by the end of the year
- Improvements to the price chart, including moving averages and simple technical overlays
- Long-term: support for other asset classes like **ETFs and bonds**